Trailer Interchange Insurance

Trailer interchange insurance provides physical damage coverage for trailers you do not own while they are in your possession under a written trailer interchange agreement. This coverage is essential for trucking businesses that regularly haul leased, borrowed, or customer-owned trailers.

At Insured Me Direct, we help owner-operators and trucking companies secure trailer interchange coverage that meets contract and carrier requirements.

Who Needs Trailer Interchange Insurance?

Trailer interchange insurance is recommended for:

• Owner-operators with their own authority

• Trucking companies hauling non-owned trailers

• Carriers operating under written interchange agreements

• Businesses that pull trailers owned by shippers, brokers, or other motor carriers

If you sign a trailer interchange agreement, this coverage is often required before you can haul non-owned trailers.

How Trailer Interchange Insurance Works

Trailer interchange insurance covers physical damage to non-owned trailers while they are in your care, custody, or control under a written interchange agreement. Coverage typically applies to damage caused by:

• Collision

• Fire

• Theft

• Vandalism

• Certain weather-related events

The policy pays for repair or replacement of the damaged trailer, subject to the policy deductible and limits.

What Trailer Interchange Insurance Covers

• Physical damage to non-owned trailers

• Coverage while trailers are attached or detached

• Protection during loading, unloading, or storage (when applicable)

Coverage applies only to trailers covered by a written interchange agreement.

What Trailer Interchange Insurance Does Not Cover

Trailer interchange insurance does not cover:

• Trailers you own (covered under physical damage)

• Cargo being transported (covered under motor truck cargo)

• Liability for injuries or property damage to others

Additional policies may be needed depending on your operation.

Coverage Limits & Deductibles

Coverage limits are selected based on the value of the trailers being hauled. Deductibles apply per loss and vary by carrier.

Why Choose Insured Me Direct?

• Trucking insurance specialists

• Coverage for owner-operators and fleets

• Assistance with certificates of insurance

• Help meeting broker and shipper requirements

• Fast quotes and flexible payment options

Get a Trailer Interchange Insurance Quote Today

If you haul non-owned trailers, trailer interchange insurance helps protect your business from costly damage claims.

Contact Insured Me Direct today to speak with a licensed agent and request a trailer interchange insurance quote.