General Liability Insurance

General liability insurance helps protect your business from financial loss if someone claims your business caused bodily injury, property damage, or personal injury. It is one of the most essential coverages for businesses of all sizes and industries.

At Insured Me Direct, we help businesses find general liability coverage that fits their operations by comparing multiple top-rated insurance carriers.

Who Needs General Liability Insurance?

General liability insurance is recommended for:

• Small and large business owners

• Contractors and construction professionals

• Retail stores and service-based businesses

• Landlords and property owners

• Professional offices and commercial tenants

• Startups and new businesses

Many landlords, clients, and contracts require proof of general liability insurance before work begins.

What Does General Liability Insurance Cover?

Bodily Injury

Covers medical expenses, legal fees, and settlements if someone is injured on your business premises or as a result of your operations.

Property Damage

Pays for damage to someone else’s property caused by your business operations, employees, or equipment.

Personal and Advertising Injury

Provides coverage for claims such as libel, slander, copyright infringement, or false advertising.

Legal Defense Costs

Covers attorney fees, court costs, and settlements, even if a claim is groundless or unfounded, up to the policy limits.

What General Liability Insurance Does Not Cover

General liability insurance typically does not cover:

• Damage to your own property

• Professional errors or negligence

• Employee injuries (covered under Workers’ Compensation)

• Auto-related accidents (covered under Commercial Auto)

Additional policies may be needed depending on your business operations.

Common General Liability Limits

Most businesses carry limits such as:

• $1,000,000 per occurrence

• $2,000,000 aggregate

Higher limits or umbrella coverage may be available.

How General Liability Insurance Works

We review your business type, operations, location, and risk exposure. Then we shop multiple insurance carriers to find coverage that meets your needs and contract requirements.

Once coverage is selected, your policy is issued and proof of insurance can be provided.

Why Choose Insured Me Direct?

• Access to multiple top-rated commercial insurance carriers

• Coverage for many industries

• Fast and easy quoting process

• Personalized coverage reviews

• Licensed agents ready to assist

Get a General Liability Insurance Quote Today

Protect your business from unexpected claims with general liability insurance.

Contact Insured Me Direct today to speak with a licensed agent or request a quote online.