Protect Your Family With Life Insurance

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Term Life Insurance: Simple, Fast, and Flexible

Our Term Life Insurance offers accelerated underwriting with no medical exams and coverage options designed to fit a wide range of needs and budgets. Get fast decisions, flexible term lengths, and optional riders like Return of Premium.

Issue Ages
18 through 75 (age last birthday)

Face Amounts
$25,000 to $10 million

Term Periods
10, 15, 20 or 30 years

Underwriting Classes
Preferred Plus Non-Tobacco
Preferred Non-Tobacco / Tobacco
Standard Non-Tobacco / Tobacco

Accelerated Underwriting – No Exams
Ages 18–50 up to $1,000,000
Ages 51–65 up to $500,000
Ages 66–75 up to $100,000

Conversion
Convert to permanent coverage prior to 65

Expand Your Coverage

Increase your term life insurance with a benefits rider

The Critical Illness Benefit Rider

Provides a lump-sum benefit if the insured receives a first-ever diagnosis for one of the specified critical illnesses, including heart attack, invasive cancer and stroke.

The Monthly Disability Income Rider

Provides a monthly benefit while the insured is totally disabled, up to a maximum of two years. Benefits are payable only for total disabilities beginning before the insured’s 65th birthday and are not payable until after the insured has been continuously totally disabled for 90 days.

The Endowment Benefit Rider

Provides for a return of a portion of the premiums paid for the base term policy and this rider less any benefits received and policy fees paid. The benefit is paid at the end of the initial term period, or upon termination of the policy for any reason other than the death of the insured prior to the end of the initial term period.