Enhanced Renters Insurance

Protect Your Personal Belongings and Your Liability

At Insured Me Direct, we offer Enhanced Renters Insurance that provides renters with stronger protection than a standard policy. While your landlord’s insurance covers the building itself, it does not protect your personal belongings or your liability. Renters insurance helps protect you financially when the unexpected happens.

Why Renters Insurance Matters

Without renters insurance, you may be responsible for replacing your personal property or paying for damages if you accidentally cause harm to your rental unit or someone else’s property. Renters insurance helps cover these costs and gives you peace of mind knowing you are protected.

What Renters Insurance Covers

Our enhanced renters insurance policies may include:

• Coverage for personal belongings due to theft, fire, or other covered losses

• Liability protection if you accidentally damage the rental property or someone else’s belongings

• Medical expense coverage if a guest is injured in your rental

• Legal defense and claim-related expenses

• Optional coverage enhancements for certain water damage, burns, and pet-related incidents

• Fast approval with no credit check required

• Flexible payment options and affordable pricing

Coverage options and availability may vary by state. Our agents can help customize a policy that fits your needs.

Why Choose Insured Me Direct?

• Independent insurance brokers with access to multiple carriers

• Quick and simple enrollment process

• Competitive rates with flexible coverage options

• Personalized support from experienced insurance professionals

Get a Renters Insurance Quote Today

Protect your belongings and your financial future with renters insurance from Insured Me Direct.

Protect Your Property and Your Tenants with Enhanced Renters Insurance

As a landlord, your property is one of your biggest investments. But did you know your tenants’ personal belongings and liability are not covered by your property insurance? That’s where Enhanced Renters Insurance comes in. By encouraging or requiring tenants to carry coverage, you reduce your financial risk and protect your property.

Why Landlords Recommend Renters Insurance

• Protects your property from tenant-caused damage – if a tenant accidentally causes water, fire, or other damage, renters insurance can help cover the cost.

• Reduces liability exposure – tenants’ liability coverage can help pay for damages to other units or injury claims, keeping you protected.

• Encourages responsible tenants – tenants with insurance tend to be more conscientious and proactive about preventing damage.

• Peace of mind – knowing both your property and tenants are protected means fewer disputes and smoother management.

Coverage Highlights for Tenants (and Benefits for Landlords)

• Protection for tenants’ personal belongings

• Liability coverage for accidental damage to the property

• Medical coverage for guests injured on the property

• Optional enhancements for water, fire, or pet-related incidents

• Quick, simple enrollment — no credit check required

• Affordable premiums, often included in lease agreements

How It Benefits You

Requiring or recommending renters insurance:

• Reduces out-of-pocket repair costs

• Limits potential lawsuits or liability claims

• Attracts responsible tenants who value protection

• Simplifies property management

  Call us: 432-200-0183
  Hours: 10 AM – 8 PM CST

We can set up your property for your tenants' access to rental insurance. We will provide you website portal for your tenants to sign up for rental insurance at anytime.

Get a quote online